Have you been turned down for an auto loan at least once due to bad credit, bankruptcy, or repossession? Unfortunately, too many car shoppers in the same boat immediately jump to in-house, no credit check financing from a Tote the Note or Buy Here Pay Here car lot. These “car lots of last resort” often come with significant disadvantages such as inflated interest rates, weekly payments, and little chance to improve your credit. The vital “missing link” for people in need of second chance credit approval is subprime lenders specializing in their type of scenario.
My Car Lender can help you get approved for car loans from our nationwide network of subprime lenders and dealers who specialize in 2nd chance auto sales. The application takes only about 3 minutes to complete, and within 24 hours you can find out if your credit has been pre-approved for 2nd chance financing from a lender or dealer near you.
2nd Chance Auto Loans: Advantages
- Monthly Payments
- Credit Improvement
- Better Rates
- Better Vehicles
Giving You a 2nd Chance: Our Technology
The real secret to getting approved is being matched to the right lender. When you apply to a direct car lender, you really only get a single chance at approval. My Car Lender, however, is an auto loan broker with a vast multitude of lending options. The heart of our process is an advanced data-matching engine that attempts to place your credit application in the hands of the optimal lender given such factors as your credit score, income, down payment, and other aspects of your unique profile. The process is free, with zero hassles or obligations.
So don’t settle for last chance financing. Give your credit a 2nd shot — we certainly will!


